Although we do not undertake legal aid work there are many different ways to fund your case.
Any details or information provided will at all times remain strictly confidential.
Posted on: 2 January 2018 by Goodwins Family Law Solicitors
Goodwins Family Law Solicitors are experts in child maintenance law. If you would like to know more about what we do, please get in touch with us today and we’ll be more than happy to help with anything you need.
You can also download the guide if you wish to print it.
Child maintenance is a series of regular payments made by one parent to another after a divorce that are used as a contribution towards a child’s everyday living expenses. It is paid by the parent who does not have day-to-day care of the child in question, and the money is paid to the parent who is the primary carer of the child. In situations where the child is looked after by someone other than their parents, the child maintenance can be paid to a grandparent or guardian.
Parents have a legal responsibility to provide for their child financially, even if they do not live with them anymore. It is essential to help ensure the child has food, clothing, and other essentials, as well as things like education. This financial responsibility is separate from ‘parental responsibility’.
The Child Support Act provides the legal framework for child maintenance payments using the Government’s statutory child maintenance service.
It is important to remember that all fathers are financially responsible for their children, even if they:
When it comes to actually arranging the payment and receipt of child maintenance, you have a few options at your disposal:
This arrangement is where the parameters of the child maintenance payments are arranged between both parents in private. There does not need to be any outside influence or assistance with this agreement; it is entirely down to the parents themselves.
As it is a private agreement, there is no official documentation, but you may want to make a written record of the agreement for future reference, in case there is a disagreement in future.
You may agree, for example, that the paying parent will contribute:
A Consent Order is a financial contract that is drawn up between a divorcing couple. This a legally binding document that outlines how much child maintenance will be paid, how it should be paid and how often it should be paid. It must be drafted by your solicitor and then signed by both parents, before being reviewed and approved by a family court judge.
If a private agreement cannot be reached or is not something you want to consider, there are statutory arrangements that can be put in place by the Government’s child maintenance service. The Child Maintenance Service can provide assistance in several areas.
It can work out an amount of child maintenance that is legally enforceable, collect them from the paying parent and pass them to the parent with care (legal term for the receiving parent).
The CMS can also:
In order to encourage more parents to opt for private arrangements and avoid using the courts or Child Maintenance Service, the Government has introduced fees for using the Child Maintenance Service.
There are also various charges for paying parents who don’t pay child maintenance on time, including:
If you are unsure how much the payments should be, you can use the Government’s online child maintenance calculator to work out how much you should be paying or receiving.
Child maintenance is worked out using a number of variables and factors. If both parents cannot agree on an amount between themselves, then the Child Maintenance Service will help. The factors taken into account include:
Child maintenance is usually paid until the child is 16, or 20 if they are in further education.
The rates of child maintenance are worked out using certain income brackets. These income brackets and the percentages that are applied to them are liable to change at any time.
For one or more children – percentage of gross weekly income
For those earning more than the base amount, the rates are as follows:
One or more children – percentage of gross weekly income on the first increment, percentage of gross weekly income on the rest
For parents who are already paying maintenance for other children, the amount of weekly income taken into account by the CMS is altered when working out how much maintenance is required for the new application.
One other child – income reduced by a percentage
Two other children – income reduced by a slightly higher percentage
Three or more other children – weekly income reduced by a higher percentage
The difference between the Child Support Agency and the Child Maintenance Service
The Child Maintenance Service was established in 2012, and it now manages every new application for a statutory arrangement. It is a different organisation to the Child Support Agency (CSA) – the CSA is used to manage existing applications and does not take on any new ones.
There are several misconceptions about child maintenance, and these can make it seem a lot more complicated and daunting than it actually is. Some misconceptions include:
This isn’t true. Parents can come to an agreement between themselves, with no third party required. Alternatively, they can use a CMS ‘Direct Pay’ agreement.
Statutory agreements do exist, but they are only for parents who cannot come to an agreement between themselves.
Again, not true. Child maintenance is used to ensure that the child does not suffer or go without necessities due to his or her parents divorcing. Financially supporting a child is the responsibility of both parents, and it is only right that both parents contribute to this upkeep.
Child maintenance is not claimed from the state by a parent, it is paid by the other parent to ensure the child has everything it needs even when the parents are living apart. Statutory maintenance services are used when an agreement cannot be reached between parents.
Child maintenance payments usually stop when the child reaches 16. If the child is in full time education up to A-level or equivalent, child maintenance can continue until they are 20. Other times the maintenance may stop include:
You do not have to pay tax on any child maintenance payments that you receive.
Tax relief is generally unavailable on child maintenance payments. If, however, you or the receiving parent was born before 6th April 1935, you may be able to claim tax relief.
Child maintenance payments will not affect any tax credits that you may be in receipt of, but you may need to check with HM Revenue and Customs to determine whether you need to report the maintenance payments on your Income Tax or Annual Return.
You may have to pay spousal support in addition to child maintenance, but any payments of this type are calculated according to the reasonable financial expectations of the paying parent and the reasonable financial needs of the receiving party.
Yes you can. If you have a family-based agreement, you can alter it whenever circumstances change, providing the proposed changes are agreed upon by both parents. If you are paying child maintenance using a statutory agreement, you can close this case at any time if you want to change to a family-based agreement.
You can make a family-based agreement with your partner in this case, if you can agree on the terms of it. If not, the statutory Child Maintenance Service may be able to arrange the maintenance for you. Alternatively, you may be able to go through the UK courts to arrange the payments, as a UK court order can be enforced in many foreign countries.
If you want to negotiate a family-based agreement, you will need to speak to the other parent to get their consent and signature for said agreement. If you cannot locate the other parent or they are not willing to speak to you about it, then the Child Support Agency can assist you with locating them and receiving money from them.
With a family-based agreement, you can agree on who buys what for the child, such as clothes and school uniforms. With statutory agreements, the receiving parent has sole control over what the money is spent on. If you are worried about what the money will be spent on, a family-based arrangement is best.
*All figures in this guide are correct as of March 2017 and may be subject to change in the future
Goodwins Family Law Solicitors are experts in all aspects of family law, including domestic and international divorce and child custody cases. For more information, please get in touch with us today and we’ll be more than happy to help.
By clicking "Accept All Cookies", you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, assist in our marketing efforts, and for personalised advertising.